Your boat is more then a leisure craft - it is an important part of your lifestyle. Should your boat be damaged or stolen, we will get you back on the water again as soon as possible. MemberCare Boat Insure gives you cost-effective cover against accidents, damage to and theft of your boat as well as protection for any accessories you choose to cover. A summary of this product's features is offered below:

Features	Boat Insure
Protection in the event of damage to your boat in an accident, including hull, accessories, rigging and motors
Full replacement of your boat in the event of a total loss within 1 year of original purchase
Replacement of contents and accessories including fishing and diving equipment due to burglary or theft
Emergency accommodation expenses (under certain circumstances) up to $500
Up to $500 in towing or transport costs following an accident
Any reasonable salvage and recovery costs
Transit cover

In addition:

• You'll receive liability cover up to $10 million.
• Enjoy no claim bonus protection, even if you have an accident you still retain the same level of no claim bonus.
• Your boat contents can include sporting and camping equipment, bedding and clothing, crockery and food and waterproof gear.
• Receive a fast and personal response to your claim with our Service Centre available 24 hours a day, 7 days a week.

_{Insurance policies have certain conditions, limitations and exclusions. Any advice provided has not considered your personal objectives, financial situation or needs. Before acting on the advice and deciding to acquire or continue to hold an insurance product(s), you should carefully read and consider the Product Disclosure Statement(s) (PDS) and the Supplementary Product Disclosure Statement(s) (SPDS) and consider whether the advice provided is appropriate to your personal objectives, financial situation or needs. PDSs are available from SERVICE ONE Members Banking. Products are issued by QBE Insurance (Australia) Limited ABN 78 003 191 035 AFS Licence 239545.}