A Christmas Club Savings Account is a great way to plan and save for a more affordable Christmas. With a great interest rate and limited access to your funds until November, we can help you reach your goal, removing the temptation of spending prior to Christmas. A summary of this product's features is offered below:
| Save more with a great interest rate | View our interest rates. |
| Interest calculation | Daily and paid yearly on 31 October. |
| Balance requirements | Enjoy the freedom of opening an account with any amount and no ongoing balance requirements. |
| Funds availability | To avoid temptation funds are only available in this account from 1 November to 31 January. You can access funds over the counter or transfer to another SERVICE ONE account (within the availability period). |
| eLink or phoneLink | Access your account online or via phone (subject to Christmas access restrictions). |
| Direct Credit | Conveniently deposit into your account through Direct Credits. |
| Over the counter transactions and assistance | Receive personal service at one of our conveniently located Branches. |
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