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| Fixed rate car loan | ||
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60 month $5k+ |
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Home
Home and Contents Insurance
Your home is probably your most important asset and its contents are an equally valuable part of your lifestyle. MemberCare Home Insure and MemberCare Home Insure Plus offer cost-effective protection for your home and contents against a wide range of defined events - those unexpected occurrences which could cause major damage to your home and possessions. A summary of these two types of cover is offered below:
| Features |
Home Insure |
Home Insure Plus |
| Accidental loss or damage |
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| New for old replacement cover for buildings |
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| New for old replacement cover for contents |
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| $20 million Legal Liability |
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| Electric motor burn out (up to 20 years old) |
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| Food spoilage |
Up to $1,000 |
Up to $2,000 |
| Home office equipment |
Up to $10,000 or up to 25% of the sum insured, whichever is less |
Up to $15,000 or up to 25% of the sum insured, whichever is less |
| Personal property of guests |
Up to $3,000 |
Up to $5,000 |
| High-risk items |
Up to $2,000 per item and in total no more than 25% of the Sum Insured for contents |
Up to $2,000 per item and in total no more than 25% of the Sum Insured for contents |
| Tools and equipment used in business |
$2,000 per claim |
$3,000 per claim |
| Contents in the open air |
Up to 20% of contents Sum Insured |
Up to 20% of contents Sum Insured |
| Re-keying or replacement of locks |
Up to $1,000 |
Up to $2,000 |
| Trees and Plants |
$200 per item or $1,500 per claim |
$500 per item or $2,000 per claim |
| Veterinary expenses |
Up to $500 |
Up to $1,000 |
In addition:
- Cover for security firm attendance up to $500.
- Cover for temporary accommodation up to 20% of the contents Sum Insured.
- Receive a fast and personal response to your claim with our Service Centre available 24 hours a day, 7 days a week.
Insurance policies have certain conditions, limitations and exclusions. Any advice provided has not considered your personal objectives, financial situation or needs. Before acting on the advice and deciding to acquire or continue to hold an insurance product(s), you should carefully read and consider the Product Disclosure Statement(s) (PDS) and the Supplementary Product Disclosure Statement(s) (SPDS) and consider whether the advice provided is appropriate to your personal objectives, financial situation or needs. PDSs are available from SERVICE ONE Members Banking. Products are issued by QBE Insurance (Australia) Limited ABN 78 003 191 035 AFS Licence 239545.
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